Low-Cost Individual Louisiana Health Insurance Plans in New Orleans, Louisiana For Sale

Affordable Louisiana Health Insurance Rates ? Instantly Compare Multiple LA Companies
Get the best Marketplace healthcare prices in Louisiana!
Health Insurance Exchange rates are now available online. Quickly review rates for affordable single, family and small business medical coverage. Depending on your household income, a federal subsidy (in the form of an instant tax credit) could pay most or all of your premium. You can also choose plans that do not receive an Obamacare subsidy.
If you miss Open Enrollment (Starts November 1 and ends January 31), there are several low-cost plans that will provide quality coverage. Many options are offered and preventive expenses are covered at 100%. A Special Enrollment Period (SEP) is available if you lost coverage, reached age 26, or qualify for several other exceptions. This special exception is available throughout the year. NOTE: Typically, you have approximately 60 days to enroll with an SEP exception.
Your Louisiana Exchange and off-Exchange insurance quotes are always free. Simply click on our secure website link at the bottom of the page, provide your zip code and easily review the best rates. There is no cost or obligation! Comparing plans has never been easier. Once you are ready to enroll, the process takes about 10-20 minutes. You can choose your doctors, specialists, and hospitals from a large provider network.
Some of the most popular companies that offer Marketplace coverage are Aetna, Coventry, HMO Louisiana, Humana, and UnitedHealthcare. Several additional carriers offer ?short-term? plans which are considered ?Off-Exchange? and are not eligible for federal subsidies. Temporary policies are very cheap, but are designed only to provide stopgap benefits that cover major claims. Four Marketplace ?Metal? plans are available. ?Platinum, Gold, Silver, and Bronze plans will qualify for the Obamacare subsidy. Silver-tier options are very popular since they are eligible for "cost-sharing," which can drastically reduce deductibles and copays.
The Louisiana Department of Insurance monitors carriers for compliance and financial safety. They DOI also approves and rules on requests for rate increases.
Other than non-compliant temporary contracts, pre-existing conditions are covered and your application can not be declined for medical reasons Many low-cost/ high-quality plans can easily be purchased from most of the major companies. Group, HSA and student coverage is also available. Maternity and mental illness benefits are included on all Marketplace plans without a waiting period. Pediatric dental benefits are also available for persons under age 19.
With more than 35 years of experience, we specialize in shopping, comparing and finding quality Pelican State healthcare plans at the lowest available prices. If you're eligible for Medicaid or Medicare, different options will be offered.
Get your free quotes now, compare the best plans for your situation, and easily enroll online. Click on our secure link below now. Of course, there is no cost or obligation.